Capital One ATM no longer at University
Towson University has removed the final Capital One ATM from the University Union, making PNC Bank the only banking option on campus after the bank became official partners with the University during summer 2011.
Robert Campbell, director of auxiliary services, said that numerous options are still available for students, despite the removal of the ATM.
“Students can either keep their accounts with Capital One, or choose to change their services, which ever one works better with the customer personally,” Campbell said.
Per the contract with PNC Bank, the Capital One ATM had to be removed.
Campbell said that the University did what it could to accommodate students by keeping the Capital One ATM on campus for an additional year. The contract with PNC Bank will be effective for the next nine years.
Junior Nicholas Overfelt said that the change had no impact on him because he doesn’t have accounts with either bank.
Overfelt banks with Wells Fargo and said that he is constantly frustrated by the fees that result from having only one bank system available on campus.
“[Students] want what is easiest, and we want to bank with what is closest,” he said.
Sophomore Elana Bell also said that the change does not present an issue.
“It doesn’t really affect me because I already had a PNC account before entering school,” Bell said. “However, a lot of people do not have PNC and get stuck with the fees that start adding up, but they can always open a PNC account for free.”
Currently PNC has a partnership with Towson that allows students’ Virtual Wallet accounts to link up with the University calendar. As well as offering online services through the University, there is a full-service PNC branch in the University Union that offers free checking accounts with no minimum balance or ATM fees.


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